Business Financial Products

CEDS Finance has three financial products designed to meet the needs of business owners at various stages, including startup and expansion. All products can be structured as an interest-based loan or Islamic-compliant murabaha.

Our financial products offer fixed interest rates or fees with flexible terms. We do not require a minimum credit score to qualify for financing, and no collateral is required for loans under $50,000.

Spark Your Business Idea

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The SPARK Loan is designed for business owners who want to test a new idea and build a credit history. SPARK now has a maximum loan amount of $15,000 and a streamlined underwriting and closing process.

  • Up to $15,000.

  • No collateral or owner’s equity required.

  • Minimal documentation

  • Faster underwriting and closing process

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Elevate Your Business

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This new product is designed to provide opportunities for those that lack access to business financing by eliminating the need for collateral up to $50,000. Many entrepreneurs are denied financing from a bank because they don’t have the required collateral – car, house, etc. By removing the barrier of required collateral, this product will Elevate opportunities for entrepreneurs to start or grow their business, making it the largest non-collateralized small business debt product in the state of Colorado!

  • Up to $50,000.

  • Up to 10 year terms.

  • No collateral required.

  • No required minimum credit score.

  • Owner’s equity required.

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Amplify Business Growth

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Entrepreneurs know that the cost of doing business has increased in recent years. Due to increasing inflation, financing needs for small businesses have grown. Amplify was created to provide small business owners with the financing they need to thrive in today’s economy. This new product will help entrepreneurs to Amplify the growth of new and existing businesses.

  • Up to $100,000.

  • Up to 10 year terms.

  • Collateral required.

  • Owner’s equity required.

  • No required minimum credit score.

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