Business Financial Products

Whether entrepreneurs are looking for financing to Spark a new business idea, Elevate their business potential, Catalyze innovation, or Amplify their impact in the community, CEDS Finance has a variety of small business financing products to help small businesses thrive in today’s economy.

Spark Your Business Idea

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Spark

Previously called the Credit Builder loan, Spark has been revamped to fit the needs of the community. With a streamlined underwriting process and increased maximum funding amount (previously $3,000), this product is designed for entrepreneurs that want to test out their business idea while building their credit history and score.

  • Up to $5,000.

  • Up to 18 month terms.

  • No owner’s equity required.

  • No collateral required.

  • No required minimum credit score.

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Elevate Your Business

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Elevate

**NEW PRODUCT**

This new product is designed to provide opportunities for those that lack access to business financing by eliminating the need for collateral. Many entrepreneurs are denied financing from a bank because they don’t have the required collateral – car, house, etc. By removing the barrier of required collateral, this product will Elevate opportunities for entrepreneurs to start or grow their business, making it the largest non-collateralized small business debt product in the state of Colorado!

  • Up to $20,000.

  • Up to 60 month terms.

  • No collateral required.

  • No required minimum credit score.

  • Owner’s equity required.

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Catalyze Innovation

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Catalyst

This product was previously called the “Small Business Loan” and is now called Catalyst. With a max of $50,000, this funding can help entrepreneurs to Catalyze innovation and change to either launch or expand their business.

  • Up to $50,000.

  • Up to 60 month terms.

  • Collateral required.

  • Owner’s equity required.

  • No required minimum credit score.

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Amplify Business Growth

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Amplify

**NEW PRODUCT**

Entrepreneurs know that the cost of doing business has increased in recent years. Due to increasing inflation, financing needs for small businesses have grown. Amplify was created to provide small business owners with the financing they need to thrive in today’s economy. This new product will help entrepreneurs to Amplify the growth of new and existing businesses.

  • Up to $100,000.

  • Up to 60 month terms.

  • Collateral required.

  • Owner’s equity required.

  • No required minimum credit score.

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