LETTER FROM LEADERSHIP
Dear partners and friends of CEDS Finance,
We are proud to present our FY24 Impact Report, showcasing the life-changing work of Community Enterprise Development Services (CEDS Finance) and the profound impact of your generous support from individuals, foundations, corporations, and governments.
We extend our heartfelt gratitude for your unwavering support of CEDS Finance and our mission to transform the dreams of underserved entrepreneurs into reality. Your dedication empowers us to uplift individuals and drive meaningful economic impact across Colorado’s diverse communities.
Since our inception in 2009, CEDS Finance has grown alongside nearly 600 small businesses, expanding our reach beyond Denver Metro to Morgan and Weld Counties and disbursing over $13.7 million in loans to entrepreneurs in need. In FY24, we proudly deployed $3,512,841 to 110 small business owners, the vast majority of whom come from BIPOC, low-income, immigrant, and refugee backgrounds. This financial support has been pivotal in weaving a richer, more diverse tapestry of businesses that embody the true spirit of our communities.
Since joining CEDS Finance in 2016, I (Alex) have witnessed first-hand the profound impact our organization has had on the lives of entrepreneurs and the communities we serve. The stories captured in this Annual Report represent the catalytic power of entrepreneurship and the essential ecosystem of support that every small business owner needs to thrive. These narratives showcase resilient entrepreneurs who, with your support, have overcome significant barriers to achieve their dreams.
We specialize in small-dollar, high-touch lending, ensuring that each borrower receives the personalized support they need to succeed. Our focus is on micro-entrepreneurs and startups—the smallest businesses that traditional lenders often overlook. By offering accessible, tailored financial support, we empower individuals to enter ownership and pursue their entrepreneurial dreams. This dedicated approach helps build sustainable businesses, fostering vibrant and resilient communities. Running a business is never easy, but these businesses are the heart and soul of our communities, and we are committed to helping them thrive.
CEDS Finance is scaling our impact through discipline and meaningful growth. In 2024, we took measured steps to fortify our foundation and build the framework for continued entrepreneurship and economic inclusion. We have expanded our board by welcoming diverse new members, upgraded our website to enhance the client marketplace, and improved our business and partner resources pages. Additionally, we have gained support from three new institutional donor relationships, further propelling our mission forward.
These strategic actions position us to expand our reach and deepen our support, ensuring that even more entrepreneurs can thrive. We are excited about what lies ahead and can’t wait for you to see what we have in store for 2025.
Thank you—our supporters and friends—for enabling us to continue supporting entrepreneurship and building stronger, better communities. Together, we are making the American dream of financial self-sufficiency a reality for many.
ALEXANDRIA E WISE
EXECUTIVE DIRECTOR
JONALYN DENLINGER
BOARD CHAIR
Table of Contents
ETHIOPIAN DAY & IRRECHA FESTIVAL
IRRECHA IS A THANKSGIVING FESTIVAL CELEBRATED BY THE OROMO PEOPLE OF ETHIOPIA
CEDS Finance proudly Sponsored the Somali Week Festival
ABOUT CEDS FINANCE
Founded in 2009, Community Enterprise Development Services (CEDS Finance) is a non-profit, mission-driven lender and Community Development Financial Institution (CDFI) that provides capital to underserved small business owners in Metro Denver and now in Morgan and Weld Counties. It helps small business owners realize their dreams by providing access to flexible capital and free business consulting. For many CEDS Finance’s clients, it is the first rung on the capital ladder.
OUR MISSION
CEDS Finance supports the American Dream of financial self-sufficiency by assisting refugees, immigrants, and those from underserved communities to start or grow their small business in Metro Denver and empower themselves financially.
WHAT SETS US APART
- Character based lending
- Flexible underwriting
- Collateral free loans (up to $50k)
- Accessible & inclusive financing
- Culturally responsive lending
FINANCIAL PRODUCTS
CEDS Finance offers three debt products, each customizable as either an interest-based small business loan or riba-free debt (Islamic-compliant murabaha).
SPARK
Up to $5k
- Credit builder loan
- No collateral or owner’s equity required
- Minimal documentation
- Fast underwriting and closing process
ELEVATE
Up to $50k
- Up to 10 year terms
- No collateral required
- No minimum credit score
- Owner’s equity required
AMPLIFY
Up to $100k
- Up to 10 year terms
- Collateral required
- Owner’s equity required
- No minimum credit score
business technical assistance (TA)
CEDS Finance provides hands-on support to help entrepreneurs strengthen their businesses and access the capital they need through:
PERSONALIZED 1:1 COACHING
EDUCATIONAL RESOURCES
INDIVIDUALIZED REFERRALS
Business Consulting Officer Kelly Nichols meets with ShellyAnn Allen, owner of African Caribbean Palate, to provide business coaching.
VIBRANT GROWTH
CEDS FINANCE’S FY24 IMPACT
At CEDS Finance, we know that access to capital is more than just a loan—it’s a pathway to opportunity. As the first rung on the capital ladder, CEDS Finance provides flexible, accessible financial products to small business owners facing the greatest barriers. This year, CEDS Finance deployed $3.5 million to 110 small businesses—primarily low-income, immigrant, refugee, and BIPOC entrepreneurs. Each dollar invested fuels dreams, strengthens communities, and builds a more inclusive economy where all entrepreneurs have the chance to succeed.
2024 RECOGNITION
Karen Dabson Award: Yolanda Huillca (pictured middle), Portfolio Officer, was honored by the Credit Builders Alliance for her impactful work in credit building.
State Board Appointment: Alex Wise, Executive Director, was appointed to serve on the Colorado Circular Communities (C3) Enterprise board.
2024 HIGHLIGHTS
CEDS Finance believes that economic empowerment starts with community. Its impact extends beyond lending. CEDS Finance’s lending breaks barriers, provides access to capital, and builds trust to create lasting opportunities for underserved entrepreneurs. Three key highlights reflect our commitment to strengthening communities and fostering financial inclusion.
BREAKING BARRIERS
Serves 87% extremely low to low income borrowers. 2024 capital programs were specifically designed to provide support to these clients.
ACCESS TO CAPITAL
Grew total lending by 16% with a 37% increase in Islamic Compliant Debt
(FY24 v FY23)
BUILDING TRUST
Partnerships are the building blocks of community development. In FY24, 78% of inquiries came through 57 trusted partners.
Breaking Barriers
SERVING LOW INCOME BUSINESS OWNERS
DELIVERED $375K IN GRANTS
CEDS Finance designed, implemented, and executed a $375,000 grant program through the Colorado Startup Loan Fund, funded by The Colorado Office of Economic Development and International Trade (OEDIT). The program provided $5,000 grants to 71 extremely low-income entrepreneurs, helping them grow and sustain their businesses. This initiative fuels our mission to break down barriers to capital, empower resilient entrepreneurs, and strengthen communities by fostering inclusive economic growth across Colorado.
I am so grateful that this program exists. You can have raw talent and the potential to do great things, but without resources to even the playing field, you end up taking your talent and potential to the grave.
Sandra Thebaud
StressAway, LLC (DENVER)
I felt very supported throughout the process, which is great for someone still navigating the lending world of owning a business. As a female entrepreneur and single mom, I’ve felt particularly supported, and I appreciate [CEDS FINANCE’S] diverse clientele and evident culture of inclusion.
EMILY MITCHELL
BOULDER BARKS
(LAFAYETTE)
Accessing Capital
MURABAHA LENDING
TOTAL IMPACT
Since 2011, CEDS Finance has offered Islamic-compliant financing (murabahas) in Colorado. Last year, a strong majority (60%) of dollars invested into communities were Islamic-compliant debt. Our proven expertise in designing, implementing, and managing murabaha products positions us as the only Islamic-compliant lender in Colorado and a partner for organizations seeking to start or expand their Islamic finance capabilities.
$7M
Deployed since 2011
220+
Business owners supported
20
Countries of Origin
MURABAHA LENDING
NATIONAL LEADERSHIP
This year, CEDS Finance presented at two national conventions—the Opportunity Finance Network’s (OFN) Small Business Finance Forum and CBA’s 2024 Credit Building Symposium—sharing insights on Islamic-compliant financing and its impact on the Islamic community.
OFN SMALL BUSINESS FORUM
FORT MORGAN SMALL BUSINESS FAIR
BUILDING COMMUNITY THROUGH INCLUSIVE FINANCE
The DBJ featured CEDS Finance as Colorado’s only Islamic-compliant lender.
“CEDS Finance’s Murabaha program allowed me to expand my business while honoring my religious principles. Their understanding of our community’s needs makes all the difference.”
– Abdirahman Ahmed Aden, Mile High Halal Market
EID-AL-ADHA CELEBRATION AT THE ISLAMIC OUTREACH CENTER OF CO
Local Community For Global Shoppers: AN Interview with Abdullahi Shongolo
In 1992, seven-year-old Abdullahi Shongolo embarked on a harrowing journey that most could hardly imagine. Fleeing Somalia’s civil war, he trekked through the jungle for two weeks, navigating encounters with hyenas, lions, and violent militias before finding safety in a Kenyan refugee camp. Twelve years later, he resettled in Denver, Colorado, where his life took a remarkable turn.
Shongolo owns Global Grocery Mart, a bustling international market serving Denver’s immigrant and refugee communities. His impact, however, extends far beyond the shelves stocked with rare spices and international treats to helping newcomers navigate immigration paperwork to connecting them with housing resources. For many, Shongolo has become a lifeline for many.
In this Q&A, Abdullahi shares his journey from refugee to entrepreneur, the challenges he faced, and his enduring mission that drives him to make a difference in his community.
Q: Abdullahi, can you start by telling us about your journey from Somalia to Denver?
Abdullahi: My journey started in 1992 when my family fled Somalia during the civil war. We walked for two weeks through the jungle to reach a refugee camp in Kenya, where we lived for 12 years. Life in the camp was extremely hard, but I learned English there, which helped me advocate for my family when we were selected for resettlement in the United States. In 2004, my parents my eight younger siblings, and I arrived in Denver. Starting over in a new country was challenging, but I was determined to succeed.
Q: What inspired you to open Global Grocery Mart?
Abdullahi: It all started when I met the owner of a small convenience store in my neighborhood. He offered to sell me the store, but I didn’t take him seriously at first. Eventually, I realized he saw potential in me, and I decided to pursue it.
The problem was that I didn’t have the money. My family and friends weren’t interested in partnering, so I thought it wouldn’t happen. Then the owner gave me a CEDS Finance business card. He told me they help refugees start businesses, so I gave them a call.
Q: How did CEDS Finance help turn your dream into reality?
Abdullahi: CEDS Finance was a game-changer for me. It was my first time owning a business, and they made the process so easy. I was able to secure the funding I needed. They didn’t just help me financially; they believed in me. That belief gave me the confidence to move forward. I paid back the loans early, and I’ve been growing the business ever since. Without CEDS Finance, I don’t think I’d be where I am today.
Q: How does your store support the local community, especially immigrants and refugees?
Abdullahi: My store is a home away from home for many. We stock food from all over the world — Africa, Asia, Latin America — so immigrants can find the flavors they grew up with. Beyond that, I help people with whatever they need. Some bring me letters they don’t understand, and I translate them. Others need help finding housing or accessing social services, and I guide them. I know how hard it is to adjust to a new country, so I do whatever I can to make their transition easier.
Q: What advice would you give to other immigrants and refugees who want to start their own businesses?
Abdullahi: My biggest advice is to take your time and do your research. Don’t rush into something just because it seems like a good opportunity. Make sure it’s something you’re passionate about. Every business has challenges, so you need to be prepared to face them. And don’t be afraid to ask for help.
Organizations like CEDS Finance are there to guide you. With determination and the right support, you can achieve your dreams.
Abdullahi Shongolo has built more than a grocery store—he’s created a space where immigrants and refugees find connection, comfort, and support. Global Grocery Mart is a business, and it’s a cultural hub that brings people from all over the world closer together. By sharing flavors from across the globe, Abdullahi helps newcomers feel at home while strengthening the bonds that make our communities richer and more connected.
Photo by Hyoung Chang/The Denver Post
BUILDING trust THROUGH vibrant partnerships
Strong partnerships create stronger communities. In FY24, 57 partner organizations connected small business owners to CEDS Finance, accounting for one-fifth of total inquiries. CEDS Finance also referred small business owners to our trusted partners more than 45 times for specialized technical assistance.
These relationships do more than share resources—they expand access to opportunity, reaching corners of the community that are often overlooked. Together, with our trusted partners with whom we have a cyclical relationship, we ensure that small business owners, no matter their background or barriers, have the right support they need at the right time.
TOP PARTNERS REFERRAL CELEBRATION & AWARDS EVENT AT ROOM FOR FRIENDs
FISCAL SPONSORSHIP
CEDS Finance officially became the fiscal sponsor of ShopBIPOC
BUSINESS GROWTH
Created 209 new business profiles in FY24
CORPORATE FUNDING
Secured its first grant dollars from corporate partners.
COMMUNITY GROWTH
FISCAL
SPONSORSHIP
Over 70 community members and partners came together for our second annual Iftar Dinner, celebrating cultural diversity and strengthening our support for the Muslim community.
HISPANIC
HERITAGE MONTH
We celebrated Hispanic Heritage Month with Nosotros Latinos Denver and the Latin American Educational Foundation, connecting with incredible Latina entrepreneurs who are shaping our community.
HMONG
NEW YEAR
The 41st Annual Colorado Hmong New Year brought the community together to honor heritage, unity, and tradition. We were grateful to support this celebration as a sponsor.
Building Community through business ownership
Maria Isabel
CAKE LAND (DENVER)
Thanks to CEDS Finance, I secured a loan that enabled me to purchase a new cake display case, expand my business, and rebrand from Denise’s Party Supplies to Cake Land. This support has been instrumental in our growth and success.
The clients CEDS Finance works with span the full spectrum of businesses – from startups to multi-generational legacies, from refugee business owners who’ve fled worn-torn countries to those with local roots in Colorado. What unites these diverse business owners is their determination, resourcefulness, and commitment to creating better lives for themselves and for their families. Each business generates net wealth for that individual and strengthens communities by functioning as cultural hubs and gathering spaces.
PRESERVING FAMILY LEGACIES
Cakeland (formerly Denisse Party Supplies) represents a family tradition transformed into community service. Owner Maria Isabel opened her doors in 2003, but her story begins much earlier – in her mother’s kitchen when she was seventeen and pregnant with her oldest daughter.
“I followed in my mother’s footsteps, first baking cakes at home before eventually opening my business,” Maria shares. “Making cakes has always been my passion, but I knew nothing about running a business.”
That’s where CEDS connected with Maria, providing financing to purchase equipment, invest in advertising, and ultimately rebrand her business. Beyond selling her own creations and supplies, Maria hosts regular community classes, teaching others to bake.
“As a business owner and baker for over 34 years, I’ve gained extensive knowledge in pastry making,” she says. “It’s important to me not to keep that knowledge to myself, but to share it with people who want to learn. Through that, I want to create a sweeter world and help those in my community gain skills for extra income.”
What makes Maria proudest is how her business has strengthened her connection to her mother, who passed away several years ago. “I feel like my mom is still with me. She started making cakes, and if I hadn’t seen her doing it, I wouldn’t be here now. So I keep her present with me every day through my work. Sometimes I even say, ‘Let’s bake together,’ and maybe that sounds crazy, but I know she’s with me.”
MULTIGENERATIONAL OWNERSHIP
Just five minutes down the road from Cakeland, you’ll walk into Gamino Printing in the Athmar Park neighborhood where you’ll meet Ron Gamino, who began working for the business when his father founded it in 1976. With support from Senator John Sandoval, who provided guidance on business fundamentals, Gamino Printing became the first Hispanic-owned union printing shop in Colorado – and in fact, the first union and minority-owned printing shop in a four-state region.
Over its long history, the shop has built a nationwide client base, particularly among political organizations. Today, Ron has passed leadership to his own son, who joined full-time in 2015 and now manages the business operations, continuing a three-generation legacy.
“CEDS was a great help for me when I approached them,” Ron explains. “I was basically running the shop by myself when other loan institutions threw me aside. CEDS looked at what I wanted them to see – how well my business was running. That’s what made the difference. They gave me a chance when I really needed the boost.”
EMPOWERING IMMIGRANT BUSINESS OWNERS
Across from CEDS Finance’s office on East Colfax, I Love Me Gems has transformed from a personal passion into a vibrant community enterprise. Founder Yurima Crowley launched her jewelry-making business in June 2018, collaborating with immigrant women who meet weekly in a studio to create unique pieces sold at bazaars and community events.
With a small loan from CEDS Finance, Yurima overcame initial funding challenges, turning her artistic vision into a thriving business that provides both a creative outlet and supportive environment where women develop skills and entrepreneurial confidence. “CEDS was the first organization to support our business when we registered it,” Yurima notes. “They gave us our first loan without any previous experience or sales history. No one else would choose us. We used that loan, paid it off, and have continued growing.”
I Love Me Gems has evolved into more than a jewelry store – it’s a cultural hub where beauty and community converge, allowing immigrant women to feel valued and empowered. Looking ahead, Yurima plans to expand nationally and internationally, supporting more immigrant women through her craftsmanship.
YURIMA CROWLEY I LOVE ME GEMS (AURORA)
CEDS finance was the first organization to support our business when we registered it. We used our loan, and we paid it off and were able to keep growing.
CEDS finance came when I really needed the boost during a time when other loan institutions overlooked my business. They recognized the potential in how I ran my store and gave me the chance to grow.
Abdurahman Ahmed Mohamed dur dur (AURORA)
In Aurora on Havana Street, Durdur Wholesale and Retail LLC serves as another vital community connection. Since founding the business in June 2021, Abdurahman Ahmed Mohamed has built a thriving ethnic goods store specializing in clothes, carpets, beauty products, suits, and accessories from around the world.
Recognizing his community’s diverse needs, Abdurahman expanded to include remittance services. With a recent murabaha loan from CEDS Finance, he’s enhancing his inventory by sourcing premium products from Saudi Arabia, Dubai, and Turkey, allowing him to provide a wider selection to customers seeking familiar goods from their homelands.
“CEDS came when I really needed the boost during a time when other loan institutions overlooked my business,” Abdurah shares. “They recognized the potential in how I ran my store and gave me the chance to grow.”
These entrepreneurs represent just a handful of the many business owners CEDS Finance is humbled to support. Through their determination, creativity, and our belief in their potential, they’ve created spaces that strengthen Colorado’s communities, preserve cultural heritage, and build economic opportunity for future generations. These business owners haven’t just built successful enterprises – they’ve become essential threads in the fabric of Colorado’s neighborhoods and economy.
CEDS Finance TOTAL IMPACT since 2011
$13,774,126
INVESTED IN SMALL BUSINESSES
634
LOANS & Murabahas
80%
EXTREMELY LOW TO LOW INCOME
50%
U.S. BORN CLIENTS are AFRICAN AMERICAN
1,183
JOBS CREATED/ RETAINED
48
COUNTRIES OF ORIGIN
90%
BIPOC OWNED BUSINESSES
50%
StartUp Businesses
CEDS FINANCE looked at the way I ran my business and took into account how well it was doing. They gave me a chance.
RON GAMINO
GAMINO PRINTING (DENVER)
OUR STAFF
Alexandria Wise,
Executive Director
Yasir Abdulah,
Client Services Officer
Juan Carlos Rosales de la Garza,
Senior Investment Officer
Carrie Hanson,
Director of Development
Yolanda Huillca,
Portfolio Officer
Sayed Naqibullah,
Senior Investment Officer
Kelly Nichols,
Senior Business Support Officer
Micki O’Neil,
Director of Business Support
Shafi Osman,
Community Engagement Officer
Diana Padgett,
Director of Finance
Tony Pelz,
Director of Lending
Juan Pelaez,
Investment Officer
Daphne Sawi,
Senior Portfolio Officer
Barbara Smith,
Portfolio Officer
17
LANGUAGES SPOKEN BY THE TEAM
60%
BIPOC
14
TEAM MEMBERS FROM 10 COUNTRIES
MEET SAYED NAQIBULLAH
SENIOR INVESTMENT OFFICER
Originally from Afghanistan, Sayed Naqibullah moved to the United States in 2009 and earned a BS in Business from the State University of New York. He began his career at the Afghan Consulate in New York before returning to Afghanistan to support educational development.
At CEDS Finance, Sayed serves as an underwriter, dedicated to expanding access to capital for underserved communities. He believes each loan is a step toward building a more inclusive economy. Sayed has been the top loan producer for the last two years. Passionate about the Afghan diaspora, Sayed has authored “Learn Dari” for Afghan children abroad and “English for Farsi Speakers” for adult learners, enhancing both the financial and social well-being of his community.
MEET KELLY NICHOLS
SENIOR business consulting officer
Kelly Nichols joined CEDS Finance’s Business Support and Impact team in 2022, bringing over two decades of executive leadership in both private industry and non-profit management. Originally from Texas, she moved to Denver after earning an MA in Community Counseling and has since dedicated her career to empowering local small business owners. Passionate about equipping them with the resources and education they need to thrive, Kelly goes above and beyond to ensure every client receives the right support. When a Russian-speaking entrepreneur needed accounting guidance, she personally connected them with a QuickBooks-certified bookkeeper who spoke their native language—ensuring they had the tools and support to succeed. Kelly is committed to building inclusive communities where entrepreneurs have the opportunity to achieve their full potential.
FINANCIAL REPORT
2024
CEDS Finance maintained strong financial health while expanding our impact in 2024. Total revenue grew by 27% to $3.3M, allowing us to serve more small business owners.
Our financial statements are audited annually by Olson, Reyes & Sauerwein, LLC. CEDS Finance is proud to hold a four-star rating from Charity Navigator and a Platinum Seal of Transparency from Guidestar.
OUR BOARD
Jonalyn Denlinger,
J Denlinger Consulting
Board Chair
Patrick Horvath,
Center for Community
Wealth Building
Board Vice Chair
Sarah Montgomery,
Espire Dental
Board Treasurer
Nicole Carner,
Early Strategy
Impact Companies
Board Secretary
Arlene Delgado,
Encore Bank
Board Member
Timothy Floyd,
Alpine Bank
Board Member
Jeremy Harkey,
Groundswell Ventures
Board Member
William Hunter Railey,
Colorado Dept.
of the Treasury
Board Member
Karol Jones,
B:Side Capital & B:Side Fund
Board Member
John Palyo,
CDFI Industry Leader
Board Member
Marie Peters,
B-Side Capital
Board Member
Jessica Sveen,
Rocky Mountain
Microfinance Institution
Board Member
STATEMENT OF ACTIVITIES
THANK YOU
to our fy24 investors
$ 1M +
Small Business Administration (SBA)
$ 100K +
Community Development Financial Institution (CDFI)
The Dakota Foundation
U.S. Bank Foundation
United Business Bank
$ 50K +
Capital One Foundation
Rose Community Foundation
$ 10K +
Bank of America
Mile High United Way
National Association for Latino Community Asset Builders (NALCAB)
PNC Bank
Scale Link
The Colorado Trust
Wells Fargo
$ 1K +
Alpine Bank
Anschutz Family Foundation
BMO Harris
Encore Bank
Espire Dental
Huntington National Bank
The Denver Foundation
UP TO $ 1K +
Amy and Tim Getzoff
Carrie Hanson
Colorado Gives Foundation
Colorado Office of Economic Development and International Trade (OEDIT)
Debra Brown
Ed Briscoe
Jennifer Derse
Jeremy Harkey
Jessica Sveen
Jorge Aburto Sanchez
John Horvath
John Paylo
Jonalyn Denlinger
Joshua Peebles
Karol Jones
Marie Peters
Megan Rauker
Michele Sienkiewicz
Mile High Ministries Denver Urban Semester
National Community Reinvestment Coalition (NCRC)
Nicole Carner
Patrick Horvath
Small Business Majority
LOAN FUND
INVESTORS
Anonymous
Colorado Health Foundation
Colorado Housing and Finance Authority (CHFA)
Department of Local Affairs (DOLA)
Kenneth King Foundation
Small Business Administration (SBA)
The Dakota Foundation
The Denver Foundation
United Business Bank
Women’s Foundation of Colorado
I’m proud to be a CEDS board member because we truly listen to our communities. Our team ensures our strategies meet the needs of inspiring small business owners, whom we consider family, not just customers.
PATRICK HORVATH
BOARD VICE-CHAIR
Expanding Access to Capital: Partner Outreach Program
At CEDS Finance, we connect underserved entrepreneurs with critical funding and business support through our Partner Outreach Program (POP) in collaboration with The Colorado Office of Economic Development and International Trade (OEDIT) .
What We Do
Bridge the gap between small businesses and state-funded financial resources
Provide 1:1 coaching to navigate funding and business challenges
Expand outreach to BIPOC, immigrant, refugee, and rural entrepreneurs
State Programs We Connect Clients With
Colorado Startup Loan Fund
CLIMBER Loan Fund
Colorado Credit Reserve & Cash Collateral Support
Colorado Revolving Loan Fund
SSBCI & SBDC Technical Assistance
The financial support from CEDS Finance has been instrumental in expanding our client base and solidifying our presence in the market. Thank you, CEDS Finance, for your invaluable assistance and commitment to supporting small businesses.
Dorsin Kulembwa
Grant Recipient of Colorado Startup Loan Fund, an OEDIT program
DORSIN KULEMBWA
NEW-N-SPOTLESS
(DENVER)
Contact :
Phone : (303) 569-8165
Email : info@cedsfinance.org
Web : www.cedsfinance.org
Social : @cedsfinance
Address :
10660 E Colfax Ave, Suite B
Aurora, CO 80010
PICTURED ON COVER
(LEFT TO RIGHT)
Fátima Boylen: Boylen Cleaning Services
Darnell Smith: Grey Goat Transportation
Alberta Hernandez: Safari Smiles
Abdurahman Ahmed Mohamed: DurDur Whole and Retail
Ademola Michael Okubena: Rubicon Wellness
Sabrina Harris: Walking By Faith Learning Center
Hana Mengesha: Precision Clinical Laboratory
Prepared by consultants, Carly Williams & Kanitha Heng Snow
