Small Business Debt Consolidation

Break Free from High-Cost Business Debt

CEDS Finance helps small business owners refinance or consolidate expensive debt into more manageable financing designed for long-term stability. Both conventional loans and Sharia-compliant Murabaha financing are available.

Financing up to $100,000
Cost of Capital 10% – 14%

Is High-Cost Debt Holding Your Business Back?

Many small businesses rely on high-cost credit cards, merchant cash advances, or short-term online loans to manage expenses. These products can come with expensive pricing and frequent payments that make it difficult to manage cash flow.

Over time, those payments can prevent business owners from investing in growth, stabilizing operations, or building long-term financial strength.

CEDS Finance works with entrepreneurs to replace expensive debt with more manageable financing designed to support long-term success.

How CEDS Finance Can Help

Debt consolidation allows business owners to combine multiple high-cost debts into one more manageable payment.

CEDS Finance may be able to help you:

  • Replace high-cost loans and financing
  • Consolidate credit card and business debt
  • Combine multiple payments into one
  • Improve monthly cash flow
  • Build a stronger financial foundation

Who This Program Is For

This May Be a Good Fit If You:

  • Are carrying high-cost credit card or business debt
  • Have multiple payments each month
  • Took a merchant cash advance or short-term online loan
  • Are struggling with high monthly payments
  • Want to simplify your business finances

Simple Application Process

Step 1
Complete a short pre-qualification form

Step 2
Connect with a member of our team

Step 3
Explore options for refinancing or consolidating debt through either conventional loans or Sharia-compliant Murabaha financing

Step 4
Receive financing designed to support your business